Tips that will help increase your overall credit score

These tips will help increase your overall credit score.

First, never cancel a credit card that is more than 2 years old. Having a "seasoned" account, more than 2 years old, is a big plus for you.

Next, increase your maximum allowable credit limit. In other words, if you have a credit card that is close to its maximum balance, call the credit card company and ask them to increase the credit limit. The credit bureaus don’t like to see "maxed out" credit. Tell them you would like them to do this without pulling your credit.

In addition t o this, spread out your balances amongst your cards trying to keep the ratio between card balances and credit limit to 30% or less.

Since lower scores mean higher interest rates, even a few lost points on your credit score could cost you tens of thousands of dollars in wasted interest payments.

Hope these tips will help you increase your overall credit score. –AL Grant

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1518 A St SE , Washington DC 20003

Preview this fabulous one of a kind 3 level completely Renovated Townhome on Capitol Hill. Bamboo floors throughout, exposed brick walls, with Gourmet Kitchen. Top level Master suite with fireplace. Upper level deck with spectacular rooftop deck with 360 degree views of all of Washington DC. A must see!!

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Al Grant Realty Group – Re/Max Allegiance

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Web: www.algrantrealtygroup.com

Email: al@algrantrealtygroup.com

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